But this

And what about the issues specific to African Americans? Well, there are varying opinions on what Social Security means to blacks because of life span, education, access to financial support, etc. These questions and concerns need to be addressed, but when it comes down to it, I've got to stand on the side of privatization. I believe it is completely in line with American values for people who want more personal responsibility to be able to have it. To control my destiny is my right and I shouldn't be denied that right because guarantees can't be attached to it for myself or others.

is a total strawman. Please, yes, control your destiny. No on prevents you from investing for your retirement. But you shouldn't take away people's safety net just because you're convinced you don't need one. You've justified means testing, not privatization.